Can you sell your house without an estate agent?
Posted on Dec 19 2024 by CobblesWith everyone watching the pennies, more homeowners are wondering “can you sell your house without an estate agent?” The short answer is yes, but most sellers find it’s quite a challenge. In this blog, we look at the most challenging areas of selling your house without an estate agent. It’s important to consider whether you have the time and energy to meet all the requirements, and whether the financial saving is worth it.
Read moreSell property in Guildford – why should I downsize?
Posted on Nov 11 2024 by CobblesWhen children grow up and families scatter, it can often leave homeowners alone in a big house! They may find themselves asking “why should I downsize?” especially when staying put seems a lot easier. But in fact, there are many advantages of downsizing: financial, practical and socially responsible.
Read moreHouse surveys – what surveyors look for
Posted on Oct 26 2024 by CobblesWith surveys playing an important part in the house-buying process, it’s important to understand what surveyors look for and what they don’t. No one likes a nasty surprise, particularly not when it’s a necessary and expensive home improvement. In this blog, we share our understanding of what surveyors look for, as well as how to read your survey report and what to do if a fault with the property is overlooked.
Read moreSelling property in Guildford – how do I know which offer to accept on my house?
Posted on Oct 01 2024 by Cobbles“How do I know which offer to accept” is becoming something of a frequently asked question. Houses and flats in Surrey are always in demand, and we’re seeing an increasing number of sellers receive multiple offers for their properties. In this blog, we look at which offer you should accept, why the highest offer might not be the best offer, and the etiquette of gazumping.
Read moreBuying a property in a conservation area – what do I need to know?
Posted on Sep 11 2024 by CobblesBuying a property in a conservation area has many advantages, like having attractive historic features and laws in place to protect the streetscape. However, there are some limitations too – buyers should be aware of what it means to take on a property in a conservation area before they commit. Let’s take a closer look.
Read moreCan I go on holiday while my house is on the market?
Posted on Aug 21 2024 by CobblesBuying and selling properties can be a stressful process. Taking a holiday and getting away from it all can have a strong appeal! But there are downsides too, like managing the sale remotely and not being on-hand to provide paperwork and answer questions. Houses are put on the market for all sorts of reasons. Sometimes we don’t have a choice about when we sell and have to put property on the market even when we have other commitments. In this blog, we explore the pros and cons of going on holiday while your house is on the market.
Read moreBuy property in Guildford - what does loan-to-value mean?
Posted on Jul 25 2024 by CobblesWhen it’s time to buy property in Guildford or anywhere else, it’s important to understand the terms used by estate agents and mortgage lenders. The better you understand the house-buying process, the more smoothly it will run. Let’s take a closer look at loan to value, also known as LTV.
Read moreWhy are vacant homes a problem?
Posted on Jul 18 2024 by CobblesApproximately 1% of Surrey homes are standing empty. This situation generates a range of problems for the Surrey property market, but did you know it can create problems for the owners of these properties too? In this blog, we look at the reasons behind properties standing empty, why it’s a problem and what you can do if you’re the legal owner of a vacant property.
Read moreBuying property in Guildford - should I get a thirty-five year mortgage?
Posted on Jul 08 2024 by CobblesThe last two years have seen an increase in the number of first-time buyers taking out long-term mortgages. Some of these are as long as thirty-five years, which will take the homeowners well into retirement. However, we can see how these longer-term mortgages can help people get onto the property ladder, and boost the property marketing generally. In this blog, we look at the pros and cons of mortgages that you might still be paying off into retirement, and what this means for the property market.
Read moreIs it a good idea to buy a property with tenants in it?
Posted on Jun 14 2024 by CobblesBuying a property with sitting tenants has many advantages, but it’s not entirely straightforward. And if you want to sell a property with sitting tenants, there are certain matters you should consider before you put it on the market. In this blog, we look at some of the points landlords should consider before selling or buying property with tenants in situ.
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